Aging often involves transitioning to different housing. The process involves coordinating financial and physical health considerations and frequently downsizing a home. We review these aspects so you can plan. Housing discussed: buying & renting, subsidized and elderly waivers, market-rate apartments, 55+, CCRC, independent/assisted living age in place, memory care, cooperatives, condo/townhouses. Explore alternatives to just single-family living. Come with your questions!

This is a comprehensive, 5-hour, retirement planning course broken into two, 2.5-hour sessions that includes a 100 page book. We cover maximizing income sources like social security, annuities, pensions and investment withdrawals. We discuss minimizing taxes including the use of Roth conversions and HSAs. We dive into retirement risk management like long term care and close with high level estate planning. One additional guest may attend at no additional cost.

In this engaging and informative class, you'll uncover the secrets to selling your home for top dollar while ensuring a smooth, stress-free experience. We’ll walk you through the ins and outs of the current real estate market, providing you with the knowledge you need to make informed decisions every step of the way. Learn how to strategically price your home!

Estate planning doesn’t have to feel intimidating or impersonal. In this practical class, you’ll learn how generational planning helps individuals share more than money—your wishes, stories, and values—so the next generation has clarity and direction. You’ll see what happens when alegacy isn’t planned, how to plan for sudden incapacity, and how to successfully transfer both tangible and intangible wealth. You’ll leave with a simple six-step process, and a clear next step you can take immediately. You don’t need to be wealthy to benefit; you need to be clear. Whether you’re 45 or 75, this framework helps you align paperwork, people, and purpose.

In retirement, your tax rate may vary widely over the years based on the timing and order. Learn about the following: The critical tax question you must answer BEFORE retirement, What the Social Security “tax trap” is and how you can avoid it, Why tapping assets in the wrong order can trigger higher Medicare premiums, The four stages of retirement and important tax actions in each stage, and Mistakes to avoid when it comes to your investment portfolio, health care, and estate.

Are you turning sixty-five and wondering about Medicare? Would you like to understand Medicare Part A and B and the difference between Medicare supplements and Advantage plans? What are your choices if you are working and have a group plan? Learn when you can enroll and where you can make some comparisons to select the right option. The class is presented via PowerPoint with takeaway handouts and a reference guide. It is generic and educational. Optional one-on-one meetings are free for attendees to discuss specific options and available plans if so desired.