Learn how to be more successful when acquiring or selling real estate by understanding the purchase agreement, strategies for multiple offers, and different ways to cover closing costs and mortgage insurance. We review market data and an overview of loan programs- including a loan for escrowing improvements, appraisal issues affecting a home sale, and small things to improve your chances of selling your property. A no-obligation price evaluation of your home by the instructor is included.

Are you turning sixty-five and wondering about Medicare? Would you like to understand Medicare Part A and B and the difference between Medicare supplements and Advantage plans? What are your choices if you are working and have a group plan? Learn when you can enroll and where you can make some comparisons to select the right option.

Explore alternatives to single family living-from condo, town homes, cooperatives, subsidized apartments, market rate independent rentals, and housing complexes that offer a continuum of care ranging from independent living to assisted living. Come with your questions to decide what will work best for you and consider your next steps.

We will review the process of buying a home from A-Z and discuss unique funding that is only available to YOU- a first-time buyer. With one program, it is possible to buy a home for as little as $1000 of your own funds. You are generally a first-time buyer if you have not owned a home in the past 3 years.

Aging often involves transitioning to different housing. The process involves coordinating financial and physical health considerations and frequently downsizing a home. We review these aspects so you can plan. Housing discussed- buying & renting-subsidized and elderly waivers, market-rate apartments, 55+, CCRC, independent/assisted living age in place, memory care, cooperatives, condo/townhouses. Explore alternatives to just single-family living. Come with your questions!

Insurance is about mitigating risks and preparing for the future. Are you curious about the various types, how they differ, and options and strategies for personal and business applications? How can these three types of insurance benefit both yourself and others, especially when living benefit riders are available? We review options regarding existing policies, too.