Did you know that women face unique challenges when it comes to maximizing their Social Security benefits? Understand key Social Security provisions like: • How to qualify for spousal and survivor benefits off your husband's record • Increasing your payments by delaying claims as long as possible • Managing the earned income limits if you continue working • Collecting on your ex-spouse's record after divorce • Minimizing taxes on your Social Security income in retirement

Are you and your spouse nearing retirement age? Learn how to get the most out of your Social Security benefits as a couple. Topics include: How marriage impacts Social Security, Deciding when to claim, Coordinating with other income sources, Taxes and Social Security, Working while receiving benefits, and Techniques higher-earning couples can utilize. This class is essential for married couples wanting to ensure they receive their full share of the Social Security benefits they've earned.

In retirement, your tax rate may vary widely over the years based on the timing and order. Learn about the following: The critical tax question you must answer BEFORE retirement, What the Social Security “tax trap” is and how you can avoid it, Why tapping assets in the wrong order can trigger higher Medicare premiums, The four stages of retirement and important tax actions in each stage, and Mistakes to avoid when it comes to your investment portfolio, health care, and estate.

The biggest fear for most baby boomers is how to pay for the nursing home and still leave an inheritance for the next generation. We will walk through the following questions and more including : How will I meet my nursing home goals? Is Long Term Care Insurance for me? What about home healthcare? Should I gift my money away? Would I qualify for Medicaid? What about my current Trust, does it protect my assets and avoid the nursing home? What is the 60-Month claw back? What if my spouse goes into the nursing home and exhausts our money? Get the answers to these and other questions and learn how to create an effective plan to deal with these uncertainties.